金融教育

bte365 offers a wide range of financial educational presentations and classes for every age group.

Our financial education presentations, available throughout our regional footprint, feature classes designed to educate individuals on the importance of financial literacy. 通过储蓄和信贷, 资金管理, paying for college and understanding your credit score, these presentations can be presented by request to a wide range of schools and organizations, 包括:青年团体, 放学后的程序, 基督教青年会/女青年会, 男孩 & Girls Club, Non-profit Organizations and more.

To request a presentation to your school or group, contact our financial education team at retailtraining@bluedolphindiving.com, or stop in to any Washington Trust Branch.

教孩子存钱

教孩子存钱 is a national program offered by bte365 in conjunction with the American Bankers Association 社区 Engagement Foundation. 这些教训, targeted to school age children from Kindergarten to 8th Grade, help children understand the importance and value of savings. The program walks children through the process of setting goals, 制定储蓄计划, 赚钱的想法, 开立一个储蓄账户.

请求一个演讲

精明对待信用

bte365, in association with the ABA 社区 Engagement Foundation, offers the 精明对待信用 program to young people throughout our regional footprint in an effort to raise awareness about the importance of using credit wisely. Targeted for high school age and first year college students, this program includes information on Paying for College, 了解你的信用评分, 保护你的身份, 和理财.

请求一个演讲

聪明的钱—A 金融教育 Program

在线 financial education classes from the FDIC on budgeting, credit, homeownership, and more.

bte365 believes that financial literacy helps individuals make better, more informed choices that will result in financial security and growth. In order to achieve increased financial literacy, WTB is offering a financial education curriculum that trains individuals on core concepts such as budgeting, 节约的重要性, 和信贷管理. 通过这个课程, WTB hopes that individuals will feel empowered to take control of their financial future and confident that they have the skills to become financially independent.

聪明的钱

程序组件

The 聪明的钱 curriculum consists of eleven modules that cover basic finance topics. Each module will be taught utilizing the following tools: a PowerPoint presentation, 讲座, 问答环节, 和实践活动. 在每个模块的末尾, participants will get to take home a participant handbook with hand-outs on that particular topic.

金钱智慧课程

The curriculum consists of the following modules:

  • Bank On It: an introduction to bank services
  • 借款 Basics: an introduction to credit
  • Check It Out: how to choose and keep a checking account
  • Money Matters: how to keep track of your money
  • Pay Yourself First: why you should save, save, save
  • Keep It Safe: your rights as a consumer
  • To Your Credit: how your credit history will affect your credit future
  • Charge It Right: how to make a credit card work for you
  • Loan to Own: know what you’re borrowing before you buy
  • Your Own Home: what home ownership is all about
  • Financial Recovery: how to recover financially and rebuild your credit after a financial set-back

资金管理咨询* *

You can take advantage of free money management counseling by contacting Money Management International at 866.515.2227. 或访问他们的网站 www.moneymanagement.org. They will assist you in budget management strategies.

MMI offers free credit counseling to those who need help with budgeting, 基本资金管理技能, 和信贷问题. Certified counselors are available 24 hours a day, 7 days a week by telephone and internet. In–person credit counseling is also available by appointment in the local markets in which we operate.

You and your personal credit counselor will work together to:

  • Assess your current financial situation
  • Develop a realistic spending plan
  • Establish achievable financial goals
  • Create a personal action plan for success

**Money Management International (MMI) does not lend money and is not a loan company. MMI provides free counseling and education programs. Clients who choose to participate in a Debt Management Plan (DMP) will be assessed a fee for services where allowed by state law. Fees may be waived based on federal poverty level guidelines. The establishment of DMP may adversely affect the individual's credit rating or credit scores, and nonpayment of debt may lead creditors to increase finance and other charges or to undertake collection activity, 包括诉讼. Member of the National Foundation for Credit Counseling and the Association for Independent Consumer Credit Counseling Agencies, Accredited by the Council on Accreditation.